Which leads to the emergency fund, an essential part of financial planning. So yes, the McMansion makes great Instagram posts, but is it within your means? Does this come at the expense of good savings for retirement or your children’s education? Does it make you so poor in housing that you are ill-equipped to meet a large, unexpected expense? So if your gross income is $100,000 per year, your monthly mortgage payment (including principal, interest, tax escrow, and insurance) should not exceed $2,333.33. For housing expenses (mortgage principle, interest, property taxes and home insurance), the amount paid must be equal to or preferably less than 28% of your gross income. Is it within a reasonable range? Compare your spending to best practices and see where you’re doing. So with that in mind, let’s look at some basics for your own financial planning.įirst, your expenses/debts. Miyagi teaches us: “First learn to stand, then learn to fly. When you feel overwhelmed by it all, it helps to inhale and exhale deeply and come back to basics.Īs Mr. Look at social media and all you see are beautiful rich people living better than you. Turn on the news and all you hear is what’s wrong with the economy and the Marlet. It’s easy to get caught up in the noise when you’re under a constant media onslaught like we all are in 2022. When you keep these things front and center, life has a way of being simpler and clearer.įinancial planning is very similar. His lessons were timeless and delivered with the perfect blend of wisdom and humor. Admittedly, I had a crush on Elizabeth Shue who played alongside Ralph Macchio, but even more Miyagi, who not only teaches him karate but also balance, patience, humility and more.Īnd of course, because it’s Hollywood, in the end, Daniel defeats the bully in the big tournament and gets the girl.Īs a 13 year old high school student when it came out, I loved this movie. The main character, Daniel, befriends an older Japanese man, Mr.
#MR MIYAGI FLY MOVIE#
Many will remember the 1984 hit movie “The Karate Kid” – the story of a New Jersey teenager who moves to California and is bullied by a group of karate-knowledgeable kids.
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